MLS# 6743961 - 979 County Road 39 NW Monticello, MN 55362
With a little excavation work to construct a channel, you'll have you're own private access to Lake Ida. The home sits on a hill offering south and west lake views from several windows throughout. The heart of the home features a beautifully updated kitchen with custom cabinetry, granite countertops, and stainless steel appliances—perfect for cooking and entertaining alike. This home features durable luxury vinyl plank flooring throughout the main living area offering the warm look of wood with superior water and scratch resistance, perfect for lakeside living. The property includes a spacious detached garage that is fully finished, insulated, and heated making it ideal for year-round storage, workshop needs, or recreational use. The home’s lower level includes a large unfinished section ready for your personal touch to add equity and square footage with minimal construction hassle. If you're looking for a rustic retreat with character, this is the home for you.
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Mortgage & Tax Calculator [Estimated]
Purchase Price ($):
Down Payment ($):
Down Payment (%):
Est. Best Interest Rate (%):
Term of Loan (Years):
Monthly Payment:
$2,248 + $241(tax)
Est. Monthly Total: $2,488
*does not include insurance and all numbers are estimated.
Summary
Type: RES | Residential - Single Family Residence
Price: $475,000
$282/sf
$106,502/acre
Transaction: For Sale
Status: Active • Contingent - Sale of Another Property
Contingencies: Sale of Another Property
Agent Owned: No
Lender Owned: No
Manufactured Home: No
Zoning: Residential-Single Family
Bedrooms: 4
Bathrooms: 3
Square Footage: 1,684 sq ft
Lot Size: 4.46 acres
Year Built: 1971
Foundation: 1,064 sq ft
Garage: Yes
Waterfront: Yes
Stories: One and One Half
New Construction: No
Listed at: Tue Jun 24 2025 5:00:00 AM
Listing Age: 31 days
School District: 882-Monticello | 763-272-2000
County: Wright
Rooms
Bedrooms
Bedroom 1: Main 14x13
Bedroom 2: Main 11x10
Bedroom 3: Upper 16x10
Bedroom 4: Upper 11.5x11
Bathrooms
Full Baths: 1
3/4 Baths: 1
1/2 Baths: 1
Main Floor
Living Room: Living Room, 28x12
Dining Room: Dining Room, 12x9
Kitchen: Kitchen, 10x9
Bedroom 1: Bedroom 1, 14x13
Bedroom 2: Bedroom 2, 11x10
Lower Level
Flex Room: Flex Room, 13x9
Upper Level
Bedroom 3: Bedroom 3, 16x10
Bedroom 4: Bedroom 4, 11.5x11
More Room Details
Dining: Informal Dining Room
Bath Details: 3/4 Basement, Main Floor Full Bath, Upper Level 1/2 Bath
Home Details
In Home Details
Sq Ft Above Ground: 1,512 sq ft
Sq Ft Below Ground: 172 sq ft
Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Water Softener Owned
Basement: Block, Daylight/Lookout Windows, Full, Partially Finished
Construction Material: Brick/Stone, Steel Siding, Vinyl Siding, Wood Siding
Electric: Circuit Breakers, 100 Amp Service
Additional Details: Ceiling Fan(s), Deck, Natural Woodwork, Washer/Dryer Hookup
Exterior
Siding: Brick/Stone, Steel Siding, Vinyl Siding, Wood Siding
Roof: Age Over 8 Years, Asphalt
Utilites
Water: Private, Well
Sewer: Mound Septic, Private Sewer
Cooling: Central Air
Heating: Forced Air, Oil
Property / Waterfront
Property Details
Description: Accessible Shoreline, Many Trees
Frontage: County Road, Paved Streets
Garage: 2 spaces, Detached, Asphalt, Concrete, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage
Lot Dimensions: Irregular
Amentities Unit: Ceiling Fan(s), Deck, Natural Woodwork, Washer/Dryer Hookup
Out Building: Storage Shed
Agent Owned: No
Waterfront Details
Body of Water: Ida Lake (Silver Creek Twp.)
DNR Lake ID: 86014600
Type: Lake Front
Frontage: 41 ft
Lake Acres: 225 acres
Max Depth: 60 ft
Bottom: Reeds, Weeds
View: Lake Front
Elevation: 10-15
Slope: Gradual
Others
School Information
District Number: 882-Monticello
District Phone: 763-272-2000
Financial Considerations
Tax Property ID: 216000122202
Tax Amount: $2,886 for 2025
Listing Data
Listed Price: $475,000
Days on market: 23 days
First Listed at: Tue Jun 24 2025 5:00:00 AM
Last Updated at: Thu Jul 17 2025 10:13:03 PM
Contingencies: Sale of Another Property
Assessments: No
Foreclosure: No
Lender Owned: No
Special Notes
Present Use: Yearly
Public Survey
Range: 026
Section: 12
Township: 121

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The data relating to real estate for sale on this site comes in part from the broker reciprocity program of the Regional multiple Listing Service(RMLS) of Minnesota, Inc distributed by MLS GRID. Real estate listings held by brokerage firms other than are marked with the Broker Reciprocity logo or the Broker reciprocity house icon and detailed information about them includes the names(s) of the listing brokers.
Positive Realty | Jeremy Johnson is not a Multiple Listing Service (MLS), nor does it offer MLS access. This website is a service of Positive Realty | Jeremy Johnson, a broker participant of the Regional Multiple Listing Service of Minnesota, Inc. Northstar MLS data last updated at Jul 25 2025 12:12PM.